Refinance / Equity Release
Gain flexibility, improve cash flow with commercial property refinancing and equity release
Refinance / Equity Release
Wide range of options
Fast, transparent non-bank lending
Tailored finance options
Benefits of refinancing a commercial property loan
Cheaper rates are often available but can be challenging to negotiate, as banks and lenders often don’t advertise their commercial rates. The strength of your application can influence a lower rate, so it’s important you present a solid case that provides all the necessary financials to take advantage of the competitive market. Our expert finance team is on hand to help position your application for the best rate possible.
Flexible repayments/ pay the off loan faster
Refinancing can help you save money and increase profitability in the long run with more favourable terms and interest rates. It can also help lower monthly repayments and improve your cash flow, or we can help you pay off the loan faster.
Cash out your equity
You can increase liquidity for investment, for business purposes such as buying equipment, to improve your cash flow, or to increase your personal wealth. Our top-tier panel of pre-qualified lenders can offer cash out for investment, renovations and repairs, or for payment of tax debt.
Roll up existing debts into a single loan with better interest rates and terms. This helps make debt repayment easier and more affordable through cheaper interest rates or flexible repayment options.
Increase Loan-to-Value Ratio (LVR)
Some lenders will allow you to borrow more against the value of a property, with better commercial terms and lower Interest Cover Ratios (ICR).
When can we provide refinancing or equity release?
How can Wefund offer you a better deal with a non-bank lender?
Competitive rates and terms
We fund when the banks won’t. Through our pool of top-tier non-bank lenders, we offer highly competitive property and development finance rates that the banks no longer offer.
Faster application processing
By sidestepping the banks’ red tape, your application assessment is much faster. Our unique proprietary technology lets non-bank lenders review your credit application and provide transparent, approved terms in days, rather than months.
Most developers seek commercial loans with one of Australia’s four major banks. Due to this perceived lack of competition in the commercial finance market, many borrowers are simply unaware of other, better options.
Types of Properties
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Refinance / Equity Release Terms
Why use Wefund to refinance your loan?
We’ve reinvented the way property developers and business owners obtain construction finance. Our platform streamlines the lending process using the newest technology for quicker, more reliable, and secure construction funding. This process is based on a proven structure used by Australia’s best commercial brokers.
Wefund is more than just a technology platform, however. Our specialist team reviews and helps structure applications before they are presented to the most appropriate lenders on our platform. After reviewing all the information, lenders are then free to submit their terms to finance a deal.